diff --git a/git/client.go b/git/client.go
index 8a8159134..658fb40cd 100644
--- a/git/client.go
+++ b/git/client.go
@@ -597,16 +597,11 @@ func (c *Client) Fetch(ctx context.Context, remote string, refspec string, mods
 }
 
 func (c *Client) Pull(ctx context.Context, remote, branch string, mods ...CommandModifier) error {
-	host, err := c.CredentialPatternFromRemote(ctx, remote)
-	if err != nil {
-		return err
-	}
-
 	args := []string{"pull", "--ff-only"}
 	if remote != "" && branch != "" {
 		args = append(args, remote, branch)
 	}
-	cmd, err := c.AuthenticatedCommand(ctx, host, args...)
+	cmd, err := c.AuthenticatedCommand(ctx, InsecureAllMatchingCredentialsPattern, args...)
 	if err != nil {
 		return err
 	}
diff --git a/git/client_test.go b/git/client_test.go
index cf9abc54c..d48a6af08 100644
--- a/git/client_test.go
+++ b/git/client_test.go
@@ -1157,11 +1157,7 @@ func TestClientFetch(t *testing.T) {
 		{
 			name: "fetch",
 			commands: map[args]commandResult{
-				`path/to/git remote get-url origin`: {
-					ExitStatus: 0,
-					Stdout:     "https://github.com/cli/nonexistent.git",
-				},
-				`path/to/git -c credential.https://github.com.helper= -c credential.https://github.com.helper=!"gh" auth git-credential fetch origin trunk`: {
+				`path/to/git -c credential.helper= -c credential.helper=!"gh" auth git-credential fetch origin trunk`: {
 					ExitStatus: 0,
 				},
 			},
@@ -1232,11 +1228,7 @@ func TestClientPull(t *testing.T) {
 		{
 			name: "pull",
 			commands: map[args]commandResult{
-				`path/to/git remote get-url origin`: {
-					ExitStatus: 0,
-					Stdout:     "https://github.com/cli/nonexistent.git",
-				},
-				`path/to/git -c credential.https://github.com.helper= -c credential.https://github.com.helper=!"gh" auth git-credential pull --ff-only origin trunk`: {
+				`path/to/git -c credential.helper= -c credential.helper=!"gh" auth git-credential pull --ff-only origin trunk`: {
 					ExitStatus: 0,
 				},
 			},
@@ -1249,34 +1241,20 @@ func TestClientPull(t *testing.T) {
 					ExitStatus: 0,
 					Stdout:     "https://github.com/cli/nonexistent.git",
 				},
-				`path/to/git -C /path/to/repo -c credential.https://github.com.helper= -c credential.https://github.com.helper=!"gh" auth git-credential pull --ff-only origin trunk`: {
+				`path/to/git -C /path/to/repo -c credential.helper= -c credential.helper=!"gh" auth git-credential pull --ff-only origin trunk`: {
 					ExitStatus: 0,
 				},
 			},
 		},
 		{
-			name: "git error on get-url",
+			name: "git error on pull",
 			commands: map[args]commandResult{
-				`path/to/git remote get-url origin`: {
+				`path/to/git -c credential.helper= -c credential.helper=!"gh" auth git-credential pull --ff-only origin trunk`: {
 					ExitStatus: 1,
-					Stderr:     "get-url error message",
+					Stderr:     "pull error message",
 				},
 			},
-			wantErrorMsg: "failed to run git: get-url error message",
-		},
-		{
-			name: "git error on fetch",
-			commands: map[args]commandResult{
-				`path/to/git remote get-url origin`: {
-					ExitStatus: 0,
-					Stdout:     "https://github.com/cli/nonexistent.git",
-				},
-				`path/to/git -c credential.https://github.com.helper= -c credential.https://github.com.helper=!"gh" auth git-credential pull --ff-only origin trunk`: {
-					ExitStatus: 1,
-					Stderr:     "fetch error message",
-				},
-			},
-			wantErrorMsg: "failed to run git: fetch error message",
+			wantErrorMsg: "failed to run git: pull error message",
 		},
 	}
 
@@ -1348,7 +1326,7 @@ func TestClientPush(t *testing.T) {
 				},
 				`path/to/git -c credential.https://github.com.helper= -c credential.https://github.com.helper=!"gh" auth git-credential push --set-upstream origin trunk`: {
 					ExitStatus: 1,
-					Stderr:     "fetch error message",
+					Stderr:     "push error message",
 				},
 			},
 			wantErrorMsg: "failed to run git: fetch error message",
diff --git a/internal/run/stub.go b/internal/run/stub.go
index 9499da8e2..5cd3c6de5 100644
--- a/internal/run/stub.go
+++ b/internal/run/stub.go
@@ -9,7 +9,7 @@ import (
 )
 
 const (
-	gitAuthRE = `-c credential\..+\.helper= -c credential\..+\.helper=!"[^"]+" auth git-credential `
+	gitAuthRE = `-c credential(?:\..+)?\.helper= -c credential(?:\..+)?\.helper=!"[^"]+" auth git-credential `
 )
 
 type T interface {
diff --git a/pkg/cmd/issue/develop/develop_test.go b/pkg/cmd/issue/develop/develop_test.go
index 28642eb51..655668b46 100644
--- a/pkg/cmd/issue/develop/develop_test.go
+++ b/pkg/cmd/issue/develop/develop_test.go
@@ -314,7 +314,7 @@ func TestDevelopRun(t *testing.T) {
 				)
 			},
 			runStubs: func(cs *run.CommandStubber) {
-				cs.Register(`git remote get-url origin`, 0, "https://github.com/cli/cli.git")
+				cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 				cs.Register(`git fetch origin \+refs/heads/my-issue-1:refs/remotes/origin/my-issue-1`, 0, "")
 			},
 			expectedOut: "github.com/OWNER/REPO/tree/my-issue-1\n",
@@ -474,7 +474,6 @@ func TestDevelopRun(t *testing.T) {
 				cs.Register(`git fetch origin \+refs/heads/my-branch:refs/remotes/origin/my-branch`, 0, "")
 				cs.Register(`git rev-parse --verify refs/heads/my-branch`, 0, "")
 				cs.Register(`git checkout my-branch`, 0, "")
-				cs.Register(`git remote get-url origin`, 0, "https://github.com/cli/cli.git")
 				cs.Register(`git pull --ff-only origin my-branch`, 0, "")
 			},
 			expectedOut: "github.com/OWNER/REPO/tree/my-branch\n",
diff --git a/pkg/cmd/pr/merge/merge_test.go b/pkg/cmd/pr/merge/merge_test.go
index ff9f6ef5e..21df882b4 100644
--- a/pkg/cmd/pr/merge/merge_test.go
+++ b/pkg/cmd/pr/merge/merge_test.go
@@ -644,7 +644,6 @@ func TestPrMerge_deleteBranch(t *testing.T) {
 	cs.Register(`git checkout main`, 0, "")
 	cs.Register(`git rev-parse --verify refs/heads/blueberries`, 0, "")
 	cs.Register(`git branch -D blueberries`, 0, "")
-	cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 	cs.Register(`git pull --ff-only`, 0, "")
 
 	output, err := runCommand(http, nil, "blueberries", true, `pr merge --merge --delete-branch`)
@@ -696,7 +695,6 @@ func TestPrMerge_deleteBranch_nonDefault(t *testing.T) {
 	cs.Register(`git checkout fruit`, 0, "")
 	cs.Register(`git rev-parse --verify refs/heads/blueberries`, 0, "")
 	cs.Register(`git branch -D blueberries`, 0, "")
-	cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 	cs.Register(`git pull --ff-only`, 0, "")
 
 	output, err := runCommand(http, nil, "blueberries", true, `pr merge --merge --delete-branch`)
@@ -746,7 +744,6 @@ func TestPrMerge_deleteBranch_onlyLocally(t *testing.T) {
 	cs.Register(`git checkout main`, 0, "")
 	cs.Register(`git rev-parse --verify refs/heads/blueberries`, 0, "")
 	cs.Register(`git branch -D blueberries`, 0, "")
-	cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 	cs.Register(`git pull --ff-only`, 0, "")
 
 	output, err := runCommand(http, nil, "blueberries", true, `pr merge --merge --delete-branch`)
@@ -797,7 +794,6 @@ func TestPrMerge_deleteBranch_checkoutNewBranch(t *testing.T) {
 	cs.Register(`git checkout -b fruit --track origin/fruit`, 0, "")
 	cs.Register(`git rev-parse --verify refs/heads/blueberries`, 0, "")
 	cs.Register(`git branch -D blueberries`, 0, "")
-	cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 	cs.Register(`git pull --ff-only`, 0, "")
 
 	output, err := runCommand(http, nil, "blueberries", true, `pr merge --merge --delete-branch`)
@@ -1085,7 +1081,6 @@ func TestPrMerge_alreadyMerged(t *testing.T) {
 	cs.Register(`git checkout main`, 0, "")
 	cs.Register(`git rev-parse --verify refs/heads/blueberries`, 0, "")
 	cs.Register(`git branch -D blueberries`, 0, "")
-	cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 	cs.Register(`git pull --ff-only`, 0, "")
 
 	pm := &prompter.PrompterMock{
@@ -1329,7 +1324,6 @@ func TestPRMergeTTY_withDeleteBranch(t *testing.T) {
 	cs.Register(`git checkout main`, 0, "")
 	cs.Register(`git rev-parse --verify refs/heads/blueberries`, 0, "")
 	cs.Register(`git branch -D blueberries`, 0, "")
-	cs.Register(`git remote get-url origin`, 0, "https://github.com/OWNER/REPO.git")
 	cs.Register(`git pull --ff-only`, 0, "")
 
 	pm := &prompter.PrompterMock{